Our Coverage Options

Comprehensive auto insurance solutions designed to protect you, your vehicle, and your peace of mind on every journey.

01
Essential Coverage

Liability Protection

Comprehensive liability coverage that protects you financially when you're responsible for damage or injury in an accident. Required by law in most states and crucial for protecting your assets.

Bodily injury coverage up to policy limits
Property damage protection
Legal defense costs included
Medical payments to others

Why you need it: Liability insurance covers injuries and property damage you cause to others in an accident. Without it, you could face lawsuits and pay thousands out of pocket.

02
Vehicle Protection

Collision Coverage

Complete protection for your vehicle after an accident, regardless of who's at fault. Covers repairs or replacement so you can get back on the road quickly.

Accident repair coverage
Vehicle replacement if totaled
Flexible deductible options
Fast claim processing

Coverage details: Whether you hit another vehicle, a pole, or roll over, collision coverage pays for damage to your car minus your deductible. Essential for financed or newer vehicles.

03
All-Risk Protection

Comprehensive Coverage

Extensive protection against non-collision events including theft, vandalism, weather damage, fire, and animal strikes. Safeguards your vehicle from unexpected incidents.

Theft and vandalism protection
Weather damage coverage
Fire and explosion protection
Glass and windshield replacement

What's covered: From hail damage to hitting a deer, comprehensive coverage handles scenarios outside your control. Includes coverage for natural disasters, falling objects, and civil disturbances.

04
Financial Security

Uninsured Motorist Protection

Critical protection when the other driver lacks adequate insurance or flees the scene. Covers your medical bills, vehicle damage, and lost wages when you're not at fault.

Medical bill coverage for you and passengers
Vehicle repair protection
Lost wage compensation
Hit-and-run protection

Why it matters: Over 13% of drivers are uninsured. This coverage ensures you're protected even when others aren't, covering injuries and property damage they can't pay for.

05
24/7 Support

Roadside Assistance

Round-the-clock emergency support when you need it most. From flat tires to dead batteries, our roadside assistance keeps you moving with fast, reliable service.

24/7 towing service nationwide
Flat tire change assistance
Emergency fuel delivery
Lockout and jump-start service

Always there for you: One call connects you to professional help anywhere in the country. Includes towing to nearest repair facility, battery jump-starts, and emergency fuel delivery—all at no extra charge per incident.

06
Financial Protection

Gap Insurance

Bridges the gap between what you owe and your car's value if totaled. Essential protection for financed or leased vehicles, covering depreciation and negative equity.

Loan balance protection coverage
Lease gap coverage included
New vehicle depreciation protection
Negative equity coverage

How it works: If your financed car is totaled, standard insurance only pays current value—often less than you owe. Gap insurance covers the difference, protecting you from owing thousands on a vehicle you can't drive.