Acceptance of Terms
Welcome to Demeritt Agency. By accessing or using our website and services, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.
These terms constitute a legally binding agreement between you and Demeritt Agency. We reserve the right to modify these terms at any time, and such modifications will be effective immediately upon posting.
Use of Services
Demeritt Agency provides auto insurance comparison and quote services. By using our services, you agree to:
- Provide accurate and complete information
- Update your information promptly if it changes
- Use the services only for lawful purposes
- Not interfere with or disrupt the website's functionality
- Not attempt to gain unauthorized access to our systems
Eligibility
You must be at least 18 years old and a legal resident of the United States to use our services. By using our website, you represent and warrant that you meet these eligibility requirements.
User Accounts
To access certain features of our services, you may need to create an account. You are responsible for:
- Maintaining the confidentiality of your account credentials
- All activities that occur under your account
- Notifying us immediately of any unauthorized use
- Ensuring your account information remains accurate and current
We reserve the right to suspend or terminate accounts that violate these terms or engage in fraudulent activity.
Insurance Quotes
When you request an insurance quote through our website:
- Quotes are estimates based on the information you provide
- Final pricing may differ based on underwriting review
- Quotes do not constitute a binding insurance contract
- Coverage is subject to approval by the insurance carrier
- We work with multiple insurance carriers to find you the best options
Important: Submitting a quote request does not obligate you to purchase insurance, and receiving a quote does not guarantee coverage approval.
Payment Terms
If you choose to purchase insurance through our services:
- Payment terms are determined by the insurance carrier
- You agree to pay all applicable premiums and fees
- Payment methods are processed securely through third-party processors
- Failure to pay premiums may result in policy cancellation
- Refund policies are governed by the insurance carrier's terms
Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of Demeritt Agency or its content suppliers and is protected by copyright and trademark laws.
You may not:
- Reproduce, distribute, or modify any content without permission
- Use our trademarks or branding without authorization
- Copy or adapt the website's source code
- Create derivative works based on our content
Limitation of Liability
To the fullest extent permitted by law, Demeritt Agency shall not be liable for:
- Any indirect, incidental, or consequential damages
- Loss of profits, data, or business opportunities
- Damages resulting from use or inability to use our services
- Actions or omissions of third-party insurance carriers
- Errors or inaccuracies in quote information
Disclaimer of Warranties
Our services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee that our website will be uninterrupted, secure, or error-free.
Changes to Terms
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to the website. Your continued use of our services after changes are posted constitutes your acceptance of the modified terms.
We encourage you to review these terms periodically to stay informed of any updates.
Contact Information
If you have questions about these Terms and Conditions, please contact us:
- Email: support@demerittagency.com
- Phone: +1 (478) 666-9368
- Address: 1201 Peachtree St NE, Atlanta, GA 30309
These terms are governed by the laws of the State of Georgia, United States, without regard to its conflict of law provisions.